Chapter 7 Bankruptcy | Student Loan Repayment Options Chapter 7 Bankruptcy. Lenders offer a variety of plans to repay your student loans -- some of them quite flexible. The plans available to you depend on the types of loans you have. Find out what kind of loans you have, learn about your options, then make [...]
Bankruptcy Calculator | Student Loans and The Means Test Bankruptcy Calculator. If you are considering filing for Chapter 7 bankruptcy and have a large amount of student loan debt, it’s possible that your loans might help you qualify for Chapter 7. This is because in order to file for Chapter 7, most debtors must pass something called the [...]
Bankruptcy Lawyer | Pros and Cons of Debt Consolidation Bankruptcy Lawyer | Whether you are teetering on the edge of bankruptcy or just trying to better manage your finances, you can’t help but notice all the advertisements touting debt consolidation. But is debt consolidation a good option for you? What Is Debt Consolidation? With debt consolidation, you [...]
Bankruptcy Attorney | Private Student Loans in Bankruptcy Bankruptcy Attorney. If you have a private label student loan, it is very difficult, but not impossible, to discharge it (wipe it out) in Chapter 7 or Chapter 13 bankruptcy. To do so, you must bring a separate action in the bankruptcy court and prove that repaying the [...]
Chapter 7 Bankruptcy | Prohibiting Car Repossession Chapter 7 Bankruptcy. If you are in an active Chapter 7 bankruptcy, your car loan lender is prohibited from repossessing your car or otherwise trying to collect its debt. However, your lender may still be able to repossess the car during your Chapter 7 by getting permission from [...]
Bankruptcy Lawyer | Options to Avoid Car Repossession Bankruptcy Lawyer | If you default on your car loan, the car lender may repossess your vehicle and then go after you for the deficiency. If you want to avoid repossession and/or a deficiency, read on. This articles discusses some options to keep the car, resolve the debt, or protect [...]
Bankruptcy Attorney | Managing High Credit Card Debt Bankruptcy Attorney. If you are having trouble making payment on an unsecured credit card, recent changes in the law and the recession have dramatically improved your ability to negotiate favorable terms with credit card companies. Here are some options, depending on whether you want to keep or [...]
Bankruptcy Attorney | Can I Go to Jail if I Don't Pay My Debt? Bankruptcy Attorney. Debtors’ prisons are a thing of the past. Usually, you cannot go to jail just because you don’t pay your debts or bills. However, there are a few situations when you might face jail time in connection with a debt. You [...]
Bankruptcy Attorney | Debt Trouble? Here are Your Options Bankruptcy Attorney. Are you overwhelmed by debt? After you determine what type of debt you owe and your level of income, you can develop a plan for you financial situation. Here are your options: Do nothing. Generally this is only an option if you are judgment proof, which [...]
Bankruptcy Calculator | Is Your Income Over the Median? Bankruptcy Calculator. If your income is over the Florida median income for a household your size then you must complete the means test by calculating your income and expense information 1 Member Household - $41,334.00 2 Member Household - $51,839.00 3 Member Household - $53,952.00 4 Member [...]