Bankruptcy Calculator | Chapter 7 Means Test Bankruptcy Calculator . The bankruptcy "means test" determines whether your income is low enough for you to file Chapter 7 bankruptcy. It's a formula designed to keep filers with higher incomes from filing for Chapter 7 bankruptcy. High-income filers who fail the means test may use Chapter 13 [...]
Bankruptcy Lawyer | Emergency Bankruptcy Filing Bankruptcy Lawyer . If you want to file for bankruptcy in a hurry to get an automatic stay, you can accomplish that (in most places) by filing Form 1—Voluntary Petition, the Mailing Matrix, and Form 21 (Statement of Social Security Number). This is often referred to as an emergency bankruptcy. [...]
Bankruptcy Attorney | Can An Immigrant File Bankruptcy? Bankruptcy Attorney . If you are an undocumented immigrant, you can still file for bankruptcy relief. But in most cases you will need to have a social security number or an Individual Taxpayer Identification Number (ITIN) before filing your case. In addition, because your bankruptcy filing is [...]
Bankruptcy Lawyer | Getting a Credit Card After Bankruptcy Bankruptcy Lawyer . Despite your recent bankruptcy, you will probably get many credit card offers in the mail or over the Internet. Most recent bankruptcy filers can get a credit card -- but interest rates and fees are likely to be very high. Bankruptcy and Your Credit [...]
Bankruptcy Attorney | Can You File If Unemployed? Bankruptcy Attorney . You don't have to be employed to file for bankruptcy. But being unemployed can affect the success of your bankruptcy if you file for Chapter 13. What is your total debt? There is no requirement that you have to be employed in order to [...]
Chapter 13 Bankruptcy | Tips for Surviving Bankruptcy Chapter 13 bankruptcy is a three to five-year proceeding that requires you to commit to a new way of thinking about and handling your finances. In Chapter 13 bankruptcy, you pay back debts in full or in part (depending on the type of debt and some other [...]
Bankruptcy Calculator | Household Size Determination Bankruptcy Calculator . In the first step of the means test, you compare your income to the median income in your state for a household of the same size. Using the correct household size is important, but sometimes can be tricky to determine. What Is the Means Test? If [...]
Bankruptcy Calculator | Common Mistakes on Means Test Bankruptcy Calculator . The means test is often the starting point for anyone who is filing for bankruptcy. It determines if you are eligible for Chapter 7 bankruptcy, and impacts your plan length in Chapter 13 bankruptcy. The means test is a complicated form, and mistakes are common. [...]
Bankruptcy Lawyer | Senior Citizens & Bankruptcy Bankruptcy Lawyer . Decreasing pensions and rising health care costs are causing more and more elderly Americans to seek bankruptcy relief. Senior citizens enjoy certain advantages over other debtors when filing for bankruptcy. But for seniors that own a lot of nonexempt property, bankruptcy may not be the [...]
Bankruptcy Lawyer | Bankruptcy Alternatives Bankruptcy Lawyer . If you are struggling with debt, bankruptcy might be a good option. But before you file for Chapter 7 or Chapter 13 bankruptcy, explore alternatives to bankruptcy. In some situations, a non-bankruptcy course of action may be your best remedy. Read on to learn about the main [...]