Bankruptcy Attorney | When NOT to File for Bankruptcy Bankruptcy Attorney . Here are 13 examples of when not to file for Bankruptcy. 1. Urban Legend - doing it inappropriately because "everybody at work did it" 2. Foreclosures - to discharge a potential mortgage deficiency on your home - the mortgage lender may never bring [...]
Bankruptcy Lawyer | Save Your Home with Chapter 13 Bankruptcy Lawyer . The filing of a chapter 13 bankruptcy case puts a stop to most foreclosure actions and gives a homeowner the opportunity to pursue a mortgage modification under the Bankruptcy Court's Mortgage Modification Mediation program ("MMM") . In addition, often second mortgages are avoidable [...]
Bankruptcy Lawyer | Can Bankruptcy Take Away Your Social Media? Bankruptcy Lawyer . A Bankruptcy court recently ruled that social media accounts (like Twitter and Facebook) used to promote a business are part of that business’s bankruptcy estate, and the bankruptcy court can order the owner to turn over the passwords. Personal social media accounts, [...]
Bankruptcy Attorney | "Short Sale" of Real Estate Bankruptcy Attorney . A short sale involves the mortgage lender agreeing to allow a homeowner to sell his real property for a price less than enough to payoff the mortgage in full. That is, the lender agrees to release its mortgage lien on the property for an [...]
Bankruptcy Attorney | FL Bankruptcy Exemptions Bankruptcy Attorney . Persons filing for bankruptcy in Florida generally use the exemptions provided by Florida law and non-bankruptcy federal law. Florida law provides for exemptions in the Florida Constitution, Florida Statutes and common law. Real Property Certain real property, such as a homestead, and personal property are "exempt" [...]
Bankruptcy Attorney | One Word in Bankruptcy that is Forgiving Student Loans Bankruptcy Attorney . The instructions from Congress for how a struggling student loan borrower can attempt to leave that debt behind in bankruptcy contains one word that can have two meanings. The resulting ambiguity caught the attention of Emory University law professor Rafael [...]
Bankruptcy Attorney | How much does it cost to File? Bankruptcy Attorney . For most, filing for bankruptcy comes at a huge emotional cost. But there's also an initial financial cost to file. How much does it actually cost to file for bankruptcy? Here is an estimated breakdown of all expected expenses you may have [...]
Bankruptcy Lawyer | Inspirational Quotes to Lift Financial Spirits Bankruptcy Lawyer . After filing for bankruptcy or undergoing any financial hardship, many people feel like they have failed in life. But everyone feels this way at one point or another, especially as we all face all different types of challenges in our lives. We've previously [...]
Bankruptcy Lawyer | A 341 Meeting of Creditors Bankruptcy Lawyer . After a bankruptcy filing, you will be scheduled for what is termed a “341 meeting.” It is also sometimes called the “meeting of the creditors.” The term 341 comes from the number on the section of the Bankruptcy Code that requires the meeting as [...]
Bankruptcy Lawyer | Should I File Bankruptcy Without a Lawyer? Bankruptcy Lawyer . Bankruptcies are expensive. Every year, thousands of Americans find themselves too broke to pay off their debts, yet unable to afford bankruptcy. It probably comes as no surprise that attorney’s fees make up the lion’s share of bankruptcy expenses. Fortunately, in many [...]