Bankruptcy Attorney | New Rules on Credit Counseling Bankruptcy Attorney . If you file for Chapter 7 or Chapter 13 bankruptcy, you must receive credit counseling from an approved agency before filing your case. In addition, you must complete a course in personal financial management (also called a debtor education course) before you can receive [...]
Bankruptcy Lawyer | How Chapter 13 Works Bankruptcy Lawyer . In Chapter 13 bankruptcy, you keep your property, but pay back all or a portion of your debts over a three to five-year period. This is unlike Chapter 7 bankruptcy, where most of your debts are cancelled but you may have to surrender some property to [...]
Bankruptcy Lawyer | When a Creditor Challenges Bankruptcy Lawyer . If a creditor challenges the dischargeability of one of your debts in bankruptcy, should you hire a lawyer to help you defend against the challenge? The answer depends on a number of factors, including: The reasons for the creditor's challenge The amount of the debt Your [...]
Bankruptcy Attorney | Filing Without an Attorney Bankruptcy Attorney . You are not required to have an attorney in order to file for bankruptcy. In some simple Chapter 7 cases, you can file on your own (it's called filing "pro se," meaning that you represent yourself) if you are willing to put in some time and [...]
Bankruptcy Attorney | Retainer Agreements Bankruptcy Attorney . If you decide to hire a bankruptcy attorney, you and your lawyer will sign a contract called a retainer agreement. Read on to learn more about what a bankruptcy retainer agreement is, what it should include, and what you should watch out for. What Is a Bankruptcy Retainer [...]
Bankruptcy Lawyer | What If My Lawyer Doesn't Return Calls? Bankruptcy Lawyer . No matter how busy your bankruptcy attorney may be, he or she should return your calls in a timely manner. Below, we discuss what you can do if your bankruptcy attorney doesn’t return your calls. Reasons Why Your Bankruptcy Attorney May Not [...]
Bankruptcy Lawyer | What Does a Bankruptcy Lawyer Do? Bankruptcy Lawyer . If you hire a bankruptcy lawyer, usually he or she will provide legal advice and handle your case from start to finish. Below, we discuss some of the most common types of services you can expect from your bankruptcy lawyer. What to Expect [...]
Bankruptcy Attorney | Is Chapter 7 Better Than Chapter 13 Bankruptcy Attorney . There are several reasons why Chapter 7 bankruptcy might be better for you than Chapter 13 bankruptcy. Chapter 7 is usually quicker than Chapter 13, most debtors can keep all or most of their property, and Chapter 7 filers don't have to pay [...]
Bankruptcy Attorney | Steps for Filing Chapter 7 Bankruptcy Attorney . If you are thinking about filing for Chapter 7 bankruptcy, here's on overview of what you'll need to do. 1. Analyze your debt. Some debts, such as child support obligations, are not dischargeable in Chapter 7 bankruptcy. And if you pledged collateral for a debt, [...]
Bankruptcy Lawyer | A No-Asset Bankruptcy Bankruptcy Lawyer . The majority of Chapter 7 bankruptcies filed in the United States are no-asset cases. When a Chapter 7 bankruptcy is considered a no-asset case, it simply means that the debtor does not own any nonexempt assets that can be sold to pay creditors. Read on to [...]