Bankruptcy Attorney | Stop Wage Garnishment Bankruptcy Attorney . If a creditor is garnishing your wages, you may be able to stop the garnishment and even get some of your garnished wages back by filing bankruptcy. However, certain exceptions do apply. Read on to learn more about how bankruptcy can help you stop wage garnishments. The [...]
Chapter 7 Bankruptcy | Preventing Utility Disconnection Chapter 7 Bankruptcy . Filing for bankruptcy will stop a utility from disconnecting service for 20 days, and longer if you can come up with adequate assurance of payment. Chapter 7 bankruptcy can provide immediate relief if you are in danger of a utility shut-off, including your gas, [...]
Bankruptcy Lawyer | The Automatic Stay Bankruptcy Lawyer . When you file for bankruptcy, something called the automatic stay immediately stops any lawsuit filed against you and most actions against your property by a creditor, collection agency, or government entity. Especially if you are at risk of being evicted, being foreclosed on, being found in [...]
Bankruptcy Calculator | How To Get And File Bankruptcy Forms Bankruptcy Calculator . When you file for Chapter 7 or Chapter 13 bankruptcy, you must fill out a packet of forms. These consist of a “voluntary petition,” a number of other forms called “schedules,” and some additional forms. Often the whole packet is referred to as the [...]
Bankruptcy Lawyer | FL Motor Vehicle Exemption Bankruptcy Lawyer . The Florida motor vehicle exemption allows you to protect $1,000 in car equity, $2,000 if you are married and filing jointly. You may be able to cover additional equity with other exemptions. Read on to learn more about Florida's motor vehicle exemption and other exemptions you [...]
Bankruptcy Lawyer | The Homestead Exemption Bankruptcy Lawyer . If you have equity in your home (meaning your home is worth more than what you owe on it), the homestead exemption may allow you to keep it if you file for Chapter 7 bankruptcy. The homestead exemption comes into play in Chapter 13 bankruptcy as [...]
Bankruptcy Attorney | Florida Exemptions Bankruptcy Attorney . In Florida, You Cannot Use the Federal Bankruptcy Exemptions Although the bankruptcy code has a list of federal bankruptcy exemptions, states decide whether their residents can use them or not. Florida, like many other states, does not allow residents to use the federal bankruptcy exemptions; it requires [...]
Bankruptcy Lawyer | What is Chapter 13 Bankruptcy? Bankruptcy Lawyer . Chapter 13 bankruptcy is also known as "wage earner" bankruptcy because, in order to file for Chapter 13, you must have a reliable source of income that you can use to repay some portion of your debt. Repayment When you file for Chapter 13 [...]
Bankruptcy Lawyer | What is Chapter 7 Bankruptcy? Bankruptcy Lawyer . Bankruptcy is a process in which consumers and businesses can eliminate or repay some or all of their debts under the protection of the federal bankruptcy court. For the most part, bankruptcies can be divided into two types -- liquidation and reorganization. Chapter 7 bankruptcy comes under [...]
Bankruptcy Calculator | Chapter 7 Means Test Bankruptcy Calculator . The bankruptcy "means test" determines whether your income is low enough for you to file Chapter 7 bankruptcy. It's a formula designed to keep filers with higher incomes from filing for Chapter 7 bankruptcy. High-income filers who fail the means test may use Chapter 13 [...]