Bankruptcy Attorney | Refinancing Do's and Don'ts Bankruptcy Attorney . To refinance is pay off one or more old debts by getting a new loan from a new or existing lender. Refinancing is a common way for homeowners to take advantage of lowered interest rates or improved credit scores. It is sometimes an appropriate way [...]
Bankruptcy Attorney | Becoming Debt-Free Bankruptcy Attorney . Are the bills starting to pile up? Are debt collectors calling you nearly every day? Financial crises can happen to anyone, whether it is caused by illness; job loss; or simply living beyond one's means. Becoming debt-free may seem unattainable, but there are several options for getting [...]
Bankruptcy Attorney | Who Can File Chapter 13 Bankruptcy Attorney . A debtor must meet Chapter 13 requirements to file for bankruptcy under this chapter. Unlike a Chapter 7 bankruptcy, which allows the debtor to discharge some debts in exchange for the sale of nonexempt property to pay creditors, Chapter 13 allows the debtor to [...]
Bankruptcy Attorney | Checklist of Documents Needed Bankruptcy Attorney . Bankruptcy is not a simple matter with minor consequences. Rather, it may involve complex dealings with bankruptcy court and creditors. It could also have a major impact on your daily life. Filing for bankruptcy can affect your credit and property. Naturally, this is a stressful [...]
Bankruptcy Attorney | New Rules on Credit Counseling Bankruptcy Attorney . If you file for Chapter 7 or Chapter 13 bankruptcy, you must receive credit counseling from an approved agency before filing your case. In addition, you must complete a course in personal financial management (also called a debtor education course) before you can receive [...]
Bankruptcy Attorney | Filing Without an Attorney Bankruptcy Attorney . You are not required to have an attorney in order to file for bankruptcy. In some simple Chapter 7 cases, you can file on your own (it's called filing "pro se," meaning that you represent yourself) if you are willing to put in some time and [...]
Bankruptcy Attorney | Retainer Agreements Bankruptcy Attorney . If you decide to hire a bankruptcy attorney, you and your lawyer will sign a contract called a retainer agreement. Read on to learn more about what a bankruptcy retainer agreement is, what it should include, and what you should watch out for. What Is a Bankruptcy Retainer [...]
Bankruptcy Attorney | Is Chapter 7 Better Than Chapter 13 Bankruptcy Attorney . There are several reasons why Chapter 7 bankruptcy might be better for you than Chapter 13 bankruptcy. Chapter 7 is usually quicker than Chapter 13, most debtors can keep all or most of their property, and Chapter 7 filers don't have to pay [...]
Bankruptcy Attorney | Steps for Filing Chapter 7 Bankruptcy Attorney . If you are thinking about filing for Chapter 7 bankruptcy, here's on overview of what you'll need to do. 1. Analyze your debt. Some debts, such as child support obligations, are not dischargeable in Chapter 7 bankruptcy. And if you pledged collateral for a debt, [...]
Bankruptcy Attorney | Is Chapter 7 Right Choice? Bankruptcy Attorney . Before you file for Chapter 7 bankruptcy, decide if it makes financial sense. You can determine if Chapter 7 is right for you by asking yourself the following questions: Are you judgment proof -- that is, are creditors legally barred from taking your property or [...]