Bankruptcy Attorney | When Can You File Again? Bankruptcy Attorney . If you have filed for bankruptcy in the past, you may be wondering how soon you can file for bankruptcy again. Read on to learn about the time limitations for receiving a bankruptcy discharge after you have previously filed for, and received a discharge in, [...]
Bankruptcy Attorney | Post-Bankruptcy Discrimination Bankruptcy Attorney . If you file for bankruptcy, can federal agencies, private businesses, landlords, employers, or other entities discriminate against you solely because of your bankruptcy filing? The answer depends on whether the entity is part of the government or private. Federal, state, and local governmental units can’t legally discriminate against [...]
Bankruptcy Lawyer | Stop Medical Debt Collection Bankruptcy Lawyer . When you file a Chapter 7 or Chapter 13 case the protection of the automatic stay immediately stops all medical debt collections and lawsuits against you. The automatic stay also prohibits your creditors from contacting you by phone, letter, or other means to demand payment. [...]
Bankruptcy Lawyer | The Automatic Stay Bankruptcy Lawyer . When you file for bankruptcy, something called the automatic stay immediately stops any lawsuit filed against you and most actions against your property by a creditor, collection agency, or government entity. Especially if you are at risk of being evicted, being foreclosed on, being found in [...]
Bankruptcy Lawyer | The Homestead Exemption Bankruptcy Lawyer . If you have equity in your home (meaning your home is worth more than what you owe on it), the homestead exemption may allow you to keep it if you file for Chapter 7 bankruptcy. The homestead exemption comes into play in Chapter 13 bankruptcy as [...]
Bankruptcy Lawyer | What is Chapter 13 Bankruptcy? Bankruptcy Lawyer . Chapter 13 bankruptcy is also known as "wage earner" bankruptcy because, in order to file for Chapter 13, you must have a reliable source of income that you can use to repay some portion of your debt. Repayment When you file for Chapter 13 [...]
Bankruptcy Lawyer | What is Chapter 7 Bankruptcy? Bankruptcy Lawyer . Bankruptcy is a process in which consumers and businesses can eliminate or repay some or all of their debts under the protection of the federal bankruptcy court. For the most part, bankruptcies can be divided into two types -- liquidation and reorganization. Chapter 7 bankruptcy comes under [...]
Bankruptcy Lawyer | Emergency Bankruptcy Filing Bankruptcy Lawyer . If you want to file for bankruptcy in a hurry to get an automatic stay, you can accomplish that (in most places) by filing Form 1—Voluntary Petition, the Mailing Matrix, and Form 21 (Statement of Social Security Number). This is often referred to as an emergency bankruptcy. [...]
Bankruptcy Lawyer | Getting a Credit Card After Bankruptcy Bankruptcy Lawyer . Despite your recent bankruptcy, you will probably get many credit card offers in the mail or over the Internet. Most recent bankruptcy filers can get a credit card -- but interest rates and fees are likely to be very high. Bankruptcy and Your Credit [...]
Bankruptcy Lawyer | Senior Citizens & Bankruptcy Bankruptcy Lawyer . Decreasing pensions and rising health care costs are causing more and more elderly Americans to seek bankruptcy relief. Senior citizens enjoy certain advantages over other debtors when filing for bankruptcy. But for seniors that own a lot of nonexempt property, bankruptcy may not be the [...]