Bankruptcy Lawyer | Bankruptcy Alternatives Bankruptcy Lawyer . If you are struggling with debt, bankruptcy might be a good option. But before you file for Chapter 7 or Chapter 13 bankruptcy, explore alternatives to bankruptcy. In some situations, a non-bankruptcy course of action may be your best remedy. Read on to learn about the main [...]
Bankruptcy Lawyer | Considering Bankruptcy? Bankruptcy Lawyer . Here are some things to think about before you decide to file for Chapter 7 or Chapter 13 bankruptcy. What is your total debt? For many individuals, filing for bankruptcy relief can provide a way out of debt and a fresh financial start. But whether or not [...]
Bankruptcy Lawyer | Which Debts To Pay First? Bankruptcy Lawyer . The decision to pay down your debt is a great first step toward getting your finances under control. However, it's important to prioritize which debts you pay first. Debts often grow at different rates and have different consequences for default. Throwing your limited cash at [...]
Bankruptcy Lawyer | Getting Legal Help Bankruptcy Lawyer . When financial problems become serious enough to cause stress on your personal and family life, it may be time to take legal action that might improve the situation. Whether you are thinking about filing for bankruptcy, or just want to learn more about your debt relief [...]
Chapter 13 Bankruptcy | The Repayment Plan Chapter 13 Bankruptcy . Unless the court grants an extension, under Chapter 13 a bankruptcy debtor must file a repayment plan with the bankruptcy petition, or within 15 days after the petition is filed. A plan must be submitted for court approval and must provide for payments of fixed [...]
Bankruptcy Lawyer | Who Can File Chapter 7 Bankruptcy Lawyer . Prior to October 17, 2005, it was largely up to a bankruptcy judge to decide whether a debtor met Chapter 7 requirements. Judges, therefore, could use substantial discretion when assessing the debtor's financial situation. As a result, under the old law, most filers chose to [...]
Chapter 7 Bankruptcy | How it Works Chapter 7 Bankruptcy . A chapter 7 case begins with the debtor filing a petition with the bankruptcy court . In addition to the petition, in a chapter 7 bankruptcy case the debtor must also file with the court: Schedules of assets and liabilities; A schedule of current income [...]
Bankruptcy Attorney | Avoiding Credit Repair Scams Bankruptcy Attorney . With over a million Americans filing for bankruptcy each year, and with household debt at record highs, consumers are reaching out to "credit counselors" and "credit repair" companies with increasing frequency. Although there has been a recent surge in the number of these organizations that are [...]
Bankruptcy Lawyer | How to Become Debt Free Bankruptcy Lawyer . Are the bills starting to pile up? Are debt collectors calling you nearly every day? Financial crises can happen to anyone, whether it is caused by illness; job loss; or simply living beyond one's means. Becoming debt-free may seem unattainable, but there are several options [...]
Bankruptcy Lawyer | Fair Debt Collection Act Bankruptcy Lawyer . The Fair Debt Collection Practices Act (FDCPA) was created for the sole purpose of protecting consumers from debt collector harassment by prohibiting certain debt collector behavior. It prohibits debt collectors employed by third party collection agencies from engaging in any form of debt collector harassment, but [...]