Chapter 13 Bankruptcy | Survey Finds a Mass Under-Reporting of Debt Chapter 13 Bankruptcy | Survey findings from recent research reveal that, while many Americans report debt information concerning their mortgages, home equity loans and bankruptcies with a "striking level of accuracy," the same can't be said regarding their input on their credit card debt. [...]
Chapter 13 Bankruptcy Might Be Right For You! Chapter 13 Bankruptcy | Many Tampa residents are familiar with Chapter 7 bankruptcy. It is a very common form of bankruptcy that can help many people get out from under their current financial problems. By eliminating unsecured debts through the debt discharge process, Chapter 7 offers people [...]
Chapter 13 Bankruptcy | Can I Be Evicted While Filing? Chapter 13 Bankruptcy | Many people assume that the cost of filing for bankruptcy may interfere with paying for essential bills like rent and utilities, possibly leading to an eviction. The truth is that the Automatic Stay protection immediately stops the collection process for many [...]
Should I File for Chapter 13 Bankruptcy or Chapter 7? Chapter 13 Bankruptcy | Many individuals who find themselves in serious debt never consider bankruptcy because they think a filing will make it impossible to ever rent a place (let alone buy one), be accepted for a new job, or start a new line of [...]
Chapter 13 Bankruptcy | Does a Bankruptcy Filing Permanently Wreck a Credit Score? Chapter 13 Bankruptcy | Most people who file for Chapter 13 bankruptcy think long and hard about making that decision prior to pulling the trigger. That is certainly understandable, given the weighty considerations involved with a Chapter 13 filing. There is a [...]
Chapter 13 Bankruptcy | Why You Need a Lawyer Whether you’re trying to tie up your debts or simply looking to get rid of your second mortgage, filing for Chapter 13 bankruptcy will have you pinching pennies. You might think it’s easier to forgo hiring a lawyer and save where you can, but you could [...]
Chapter 13 Bankruptcy – Pros and Cons Chapter 13 Bankruptcy | There's no question that deciding whether to declare bankruptcy is very difficult. It affects your future credit, your reputation and your self-image. It can also improve your short-term quality of life considerably, as the calls and letters stop. Here is a list of pros [...]
Chapter 13 Bankruptcy | Debtor Allowed to Sue Loan Servicer Chapter 13 Bankruptcy | A bankruptcy court allowed Chapter 13 debtors to pursue an adversary claim against their loan servicer for unapproved fees. The debtors claimed that the loan servicer intentionally misapplied a lump sum payment intended to go towards their mortgage principal after the [...]
What to Expect from a Chapter 13 Bankruptcy If you feel like you’re drowning in debt, filing for Chapter 13 bankruptcy can serve as a sort of financial life preserver, consolidating your debts into a single reasonable monthly payment without interest, fees, or penalties for a period of 3 to 5 years so that you can stay [...]
Chapter 7 Bankruptcy - Pros and Cons There's no question that deciding to declare a Chapter 7 bankruptcy is very difficult. It affects your future credit, your reputation and your self-image. It can also improve your short-term quality of life considerably, as the calls and letters stop. Here is a list of pros and cons to consider [...]